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篇名: Budget
作者: Hellen	日期: 2013.09.03　　天氣: 　心情:

There are four simple steps to help you make and stick to a budget .

1. track your spending -- write it down about your purchase or entertainment even coffee expense

2. Making a budget -- start ur budget by listing ur major spending include food or clothes , etc

3. Stay on budget -- stick to ur budget by using a method to monitor ur spending

4. Start an emergency fund -- make saving for ur emergency fund and other savings part of ur budget

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